2025 - 2026 Cost of Attendance

The Cost of Attendance (COA) gives students a projection of the expenses they may incur while enrolled and serves as the basis for determining financial aid eligibility. The COA includes tuition and fees, on‑campus housing and meals (or housing and meal allowances for students living off‑campus), and estimated allowances for books, supplies, and transportation—before any financial aid or scholarships are applied.

To ensure you receive the maximum financial aid for which you qualify, be sure to meet all eligibility requirements and submit your financial aid application by the stated deadlines.

Direct Costs - Paid to the University of Miami (Mandatory)

2025-2026 Expenses Undergraduate On-Campus Undergraduate Off-Campus With Parent/Relative

Tuition (1),(4),(5)

$63,456

$63,456

$63,456

Fees

$1,974

$1,974

$1,974

Food and Housing (2)

$25,030

--

--

Total Direct Costs:

$90,460

$65,430

$75,444

Indirect Costs - Paid to Others (Discretionary)

2025-2026 Expenses Undergraduate On-Campus Undergraduate Off-Campus With Parent/Relative

Food and Housing

--

$26,000

$10,014

Books

$1,326

$1,326

$1,326

Personal

$4,254

$4,254

$4,254

Transportation (3)

$2,040

$2,040

$2.040

Loan Fees

$38

$38

$38 

Total Indirect Costs:

$7,658

$33,658

 $17,672

2025-2026 Undergraduate On-Campus Undergraduate Off-Campus With Parent/Relative

Total Cost of Attendance*:

$98,118†

$99,088

$83,102

 

*Estimated total cost of attendance is used to determine eligibility for financial aid programs.  

†Total estimated cost of attendance for international students is $104,388, which includes the mandatory health insurance fee and a higher transportation allowance.

University-Sponsored Health Insurance

Students enrolled in six or more credit hours per semester are required to obtain adequate health insurance. U.S. citizens can waive the University-sponsored insurance.

Note, all international students are required to enroll in University-sponsored health insurance regardless of credit load.

The cost of University-Sponsored Health Insurance is $4,230.

Notes

1) The Cost of Attendance values shown are based on assumed traditional, full-time enrollment. Amounts may be prorated based on a student’s actual enrollment after add/drop. (See definition of Census Date/Fixed Enrollment Date below.)

2)  The costs for undergraduate on campus housing and meals are based on the weighted average housing charges for on campus residence, and 21 meals a week through the campus dining plan. Your actual housing and food costs may vary based on your housing and meal plan choices. 

Note: On campus housing is not available to students who are married or those with dependents.  

3) The transportation allowance estimated above is for domestic students living in the 48 contiguous states. For students from Alaska and Hawaii the estimated transportation allowance is $4,080. 

4) The Bachelor of General Studies tuition rate is $975 per credit. Please refer to the academic department for more information.

5) The Accelerated Bachelor of Science of Nursing program tuition is $14,240 per semester. Some program fees may differ.  Please refer to the academic department for more information.

Understanding Costs

Open All Tabs
  • Paying for College

    Once you receive your financial aid award notification, please check your CaneLink account in the “View Financial Aid” section to see your actual cost of attendance.

    You should get a clear sense of your anticipated costs, and then formulate a plan for paying for them by putting together a budget exploring all of the options available to you.

    You can pay for college using your savings, help from family, earnings from working a full-time or part-time job, scholarships, or financial aid programs. There are also loan programs to consider, but these need to be repaid, so be prudent and borrow only what you need.

    Useful Links

  • Census Date/Fixed Enrollment Date

    Each fall and spring semester the college will freeze enrollment at the end of the add/drop period. This date is the Financial Aid Census Date. All adjustments to the student’s course schedule must be made by the end of the add/drop period to avoid problems with repeat courses or disbursement issues due to insufficient enrollment. Most federal financial aid requires at least half-time enrollment, including Federal Pell Grant and Federal Direct Loans. Most institutional financial aid requires full-time enrollment, including need-based UM grants and merit scholarships. Adjustments to financial aid for enrollment changes after the Census Date will not be done except for Florida Bright Futures and in the case of a complete withdrawal from the University. There are no exceptions to this policy.

  • Housing

    All non-local first-year students are required to live in University housing for two academic semesters, as long as space is available. This policy does not apply to first-year students living with parents or legal guardians in Miami-Dade or Broward counties.

    Specific housing rates and housing application instructions are available on the Housing and Residential Life website.

  • Meals

    Meal costs are based on the average meal plan price set by Dining Services. If the chosen meal plan costs less than the amount budgeted, the remaining funds should be used to buy food outside of the dining halls. All undergraduate students living on campus must purchase a meal plan as part of their housing contract. Students who fail to choose a meal plan upon enrollment in housing will automatically be signed up for the 14-meal plan option.

  • Transportation

    Transportation costs are based on an average cost of students getting to and from campus.

  • Health Insurance

    All full-time students are required to have comprehensive health insurance coverage, whether through the University’s plan or a personal plan. You must choose to either accept or waive the University plan coverage and fee as soon as possible. 

    International students must purchase the medical insurance offered through the University of Miami at the time of registration unless they provide proof of agency or government-sponsored coverage that has been reviewed and approved by the University Student Health Center prior to registration.

    The annual premium for coverage through UM may be added to each student’s invoice. For more information, visit the Student Health Center’s page.

Top